Flexible, agile lending solutions.
Making important financial decisions and making the most of opportunities requires flexible lending solutions. Our facilities are designed to blend seamlessly with our other wealth management services, to find swift, creative solutions that are right for you, supporting the delivery of your overall wealth plan.
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Understanding you.
A change of circumstance or a new opportunity may mean you need funds. As an existing client, we’ll already be well acquainted with your financial situation, so are perfectly placed to help. Drawing on our private banking heritage, our service is based on trust and security.
Solutions tailored to you.
Understanding your wider wealth plan enables us to structure any loan in the most efficient way for you. Our dedicated Lending Specialists will work closely with you and your advisor to explore the most suitable options available to you and then to manage the necessary arrangements.
Lending can be advantageous and we will work to build and tailor an effective solution, drawing upon various options:

Portfolio (Lombard) Lending

Whether it is short-term liquidity – required to capitalise on an investment opportunity – or a longer-term option for an asset purchase, we can offer flexible financing solutions that address your specific needs. A portfolio (or Lombard) loan uses your investment portfolio as security for your loan, enabling your investment strategy to remain untouched.


We have solutions for a wide range of property purchases including residential, buy to let or commercial, on Interest Only or Capital Repayment terms. Our lending specialists will advise you on the most suitable solution.

Short-term Loans

We are able to accommodate short-term arrangements including bridging loans, overdrafts or lending for a specific purpose and our integrated approach means these can often be arranged against existing funds already under our management.

How we help you

As a private bank for people who see the world differently, we partner with you to help you to invest in the life you want for yourself and your family, providing insight and introducing opportunities – always putting you first.

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Wealth Planning

Making the right decisions now can bring peace of mind of a clearer future for you and your family. Together, we'll create a wealth plan that goes beyond simply finances, taking care of what really matters in every aspect of your life.

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Investment management

Our investment management service isn’t just designed to help you achieve your financial goals; it’s designed completely around you, your immediate and long-term goals, your attitude to risk and even how comfortable you are with making investment decisions.

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 All lending is subject to qualifying criteria.