Lending Specialist / Lending Originator

Brown Shipley, Manchester, GBR, M3 3HF
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Purpose of the Job

Do you have proven lending experience with a recognised UK bank, ideally within the private banking/wealth management sector? 

Here at Quintet, we are now seeking a Lending Originator to join the *award winning* Credit Specialist team based in our new office in Spinningfields, Manchester. Across the Quintet Group we provide hybrid working and believe this approach is the best way of creating an agile environment, working at home with the benefits of working with colleagues in the office.

Other office locations such as London, Birmingham, Leeds, Nottingham, Cambridge, Edinburgh also considered

Key Accountabilities

• Work closely with client advisors and clients in an advisory capacity on the structuring of potential lending operations for Quintet Group Clients in line with the Bank’s risk appetite.
• Provide client advisors with guidance on the Bank's Credit Policy and support in engaging with clients using his/her strong credit knowledge to identify and submit solutions which balance the client's credit needs with the Bank's risk appetite.
• Responsible for the end-to-end process of establishing the loan facility including, amongst other things:
-Counterparty and collateral, assessment
-Writing Credit Applications presenting the loan facility to the applicable Credit Committee in collaboration with Client Advisor 
-Where required instruct external appraisals and/or legal opinions and validate the results 
-Ensure all Conditions Precedent are duly met
• Manage the setup of the loan facility jointly with other departments (credit administra-tion, credit risk).
• Assist in the development, coordination and delivery of Credit Training to Private Bank-ers
• Participate in Lending-related business projects and contribute to the continuous im-provement of the Group's lending products, process and procedures.
• Ensure all reviews are completed on time
• Carry out any other duties as may reasonably be required

Knowledge and Experience

Proven lending experience (Lombard, Real Estate Finance, structured Finance) with a recognised UK bank, ideally within the private banking/wealth management sector 
Understands Risk within context of the role and meets the regulatory obligations, as applicable.

Attributes and Qualities

Robust presentation and communication skills considering variety of stakeholders and lines of business
Project management skills, showing rigor and autonomy as well as being able to prioritize at all times
Well-organized and well-prepared at all times and conscious about time-management, always aiming for efficiency and excellence
Capable to work in a fast-pace environment, under high-pressure and handling short timeframes, while remaining a team player
Results focused, open for business enhancing and developing Quintet’s name and brand

Technical Skills

CeMAP qualified

Languages Skills

Be fluent in English, French. Knowledge of another languages (Dutch / German / Danish / Spanish) is a plus

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